HodgesInsurance Agency
Our Services

Coverage for every risk you face.

From your first apartment to your family business, Hodges Insurance Agency has the right policy for every stage of life.

Auto Insurance

Whether you drive a personal vehicle or manage a commercial fleet, we offer comprehensive auto insurance that meets North Carolina requirements and protects you from the unexpected.

  • Liability coverage (bodily injury & property damage)
  • Collision and comprehensive coverage
  • Uninsured/underinsured motorist protection
  • Medical payments coverage
  • Roadside assistance and rental reimbursement
  • Discounts for good drivers and bundled policies
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Home Insurance

Your home is likely your largest investment. Our homeowners insurance policies are designed to protect your dwelling, personal property, and provide liability coverage in the event of an accident.

  • Dwelling and structural coverage
  • Personal property protection
  • Personal liability coverage
  • Additional living expenses (loss of use)
  • Medical payments to others
  • Optional flood and earthquake riders
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Business Insurance

Protect your business investment with a tailored commercial insurance package. We work with small to mid-sized businesses across all industries to build the right coverage foundation.

  • Business Owners Policy (BOP)
  • Commercial property coverage
  • General liability insurance
  • Business interruption coverage
  • Workers compensation
  • Commercial auto coverage
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Life Insurance

Give your family the financial security they deserve. We offer term, whole, and universal life insurance options designed to fit your budget and long-term financial goals.

  • Term life insurance (10, 20, 30-year terms)
  • Whole life with cash value accumulation
  • Universal life with flexible premiums
  • Final expense coverage
  • Group life options for businesses
  • Beneficiary designation assistance
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Commercial Property Insurance

Safeguard your business buildings, equipment, inventory, and other physical assets against fire, theft, vandalism, and natural disasters.

  • Building and structure coverage
  • Business personal property
  • Equipment breakdown coverage
  • Inventory and stock protection
  • Business income and extra expense
  • Outdoor property coverage
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General Liability Insurance

Every business faces the risk of third-party claims. General liability insurance protects your business from costly lawsuits arising from bodily injury, property damage, and advertising injury.

  • Bodily injury liability
  • Property damage liability
  • Personal and advertising injury
  • Medical payments coverage
  • Products and completed operations
  • Legal defense costs
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Renters Insurance

Renters insurance is one of the most affordable and overlooked forms of protection. Cover your personal belongings, protect yourself from liability, and cover temporary housing costs.

  • Personal property coverage
  • Personal liability protection
  • Loss of use / additional living expenses
  • Medical payments to others
  • Coverage for theft inside and outside the home
  • Low monthly premiums starting under $15
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Umbrella Coverage

When a claim exceeds the limits of your primary insurance policies, umbrella coverage steps in. It is an extra layer of protection that provides peace of mind at a surprisingly affordable cost.

  • Coverage above existing auto and home policy limits
  • Personal liability protection
  • Covers legal fees and defense costs
  • Protection against major lawsuits
  • Available in $1M+ increments
  • Applies to multiple underlying policies
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Not sure which coverage you need?

Our licensed agents will assess your situation and recommend the right combination of policies — at no obligation.